Electric Cycle Insurance
You can get electric bike insurance but there are a few things to look out for the big question.
Electric cycle insurance. Before you take out a specialist electric bike insurance policy check your home insurance to see what cover you have for pedal cycles. Theft malicious and accidental damage cover including cover for the electric bike battery up to a value of 12 500. Compare electric bike insurance quotes to find cover to protect you from damage and theft. Electric bike insurance one of the most interesting vehicle hybrids on the market is the electronic bicycle or bike.
Markel offers a stand alone e bike insurance policy that insures e bikes with power assist up to 750 watts with speeds up to 28mph. Most contents insurance policies that include bikes have a low cover limit which is likely to be below the value of your electric bike and unlikely to cover bicycle theft away from the home. Our ebike insurance cover includes. Electric bike insurance does exist and it provides coverage between auto home and renters insurances where there are gaps and fine print exclusions.
Optional public liability insurance for yourself up to a sum of 2 000 000. A driver crashes into your bike. A standard bicycle in all the essential ways the electronic bike can best be described as a bicycle that has a motorized assist usually from a very small engine or battery power that turns the rear wheel. Should you pay for extra bicycle insurance.
If you re riding your bike and involved in an accident where the other party is at fault e g they crash into you their auto insurance policy covers the damage. Accessories helmets and clothing cover which can be increased to cover more if required. If the at fault driver is uninsured then you ll want to file a claim on your homeowners renters or condo policy. Most people probably have some sort of cover via their home contents insurance policy.
A cheap electric bike can cost somewhere around 1000 and an expensive electric bike can cost up to 15 000. Specialist electric bike insurance from cycleguard protect your electric bike and accessories great for commuters and thrill seekers alike electric bikes are the latest and most popular way to make cycling easier. It might be covered under your home insurance but such policies will typically. Electric bike insurance electric bikes can make commuting easier but having good ebike insurance is essential.
Accessible versatile and fun e bikes don t come cheap though.